Oselo Mcarty was born in 1908. She lived and worked in Hattiesburg, Mississippi as a laundress for 75 years. Her formal education ended after she had completed the 6th grade (so approximately 1920) and after that she joined the family business of washing and ironing other people’s clothing. She lived simply and saved. She never married or had children and by the time she was 87 years old, her savings were enough that she started a scholarship and the University of Southern Mississippi with $150,000.